Match details. Croatian Cup, Round of 16. Kick-off is Wed 28 Oct, 17:00 Lagos time. It is played at Stadion Varteks.
What's at stake. It is one game, with penalties if it is level.
Form. NK Varazdin have won four, drawn three and lost three of their last ten, 1.5 points a game. Their last five, newest first: L L W D D. In this competition NK Varazdin have gone W. NK Lokomotiva Zagreb have won two, drawn two and lost six of their last ten, 0.8 points a game. Their last five, newest first: D W L L D. In this competition NK Lokomotiva Zagreb have gone W.
The numbers. NK Varazdin score one and concede 0.4 a game in their last five at home, with four clean sheets and two games without a goal. NK Varazdin average 14.4 shots (3.4 on target), 5.1 corners and 1.4 cards a game, with 50% of the ball. NK Lokomotiva Zagreb score 0.9 and concede 1.7 a game in their last seven away, with two clean sheets and three games without a goal. NK Lokomotiva Zagreb average 11.4 shots (3.4 on target), 4.1 corners and 3.6 cards a game, with 45% of the ball.
Head to head. In the last eight meetings NK Varazdin have won three, drawn three and lost two. Two of the eight went over 2.5 goals and both teams scored in five. In the last four, NK Varazdin won two and two were drawn. The last time they met, on 11 Oct 2026, it finished NK Varazdin 1-0 NK Lokomotiva Zagreb: NK Varazdin had 14 shots to 12, 42% of the ball, six yellow cards.
The case against. A knockout game (Round of 16) with penalties if level, and NK Varazdin are not clearly stronger.
The read. NK Varazdin or the draw. A tight game. Their goals for and against make NK Varazdin the likelier winners; NK Varazdin are the stronger side on form and the table; both teams' records favour NK Varazdin. Their xG points to a tight game. Their records put over 2.5 goals at 34%. Six of the last eight meetings went under 2.5.
The bets. Best bet: NK Varazdin or Draw at 1.23, 85% on the records (NK Varazdin unbeaten in 4 of 5 at home; NK Lokomotiva Zagreb failed to win 6 of 6 away). Backup: Under 4.5 Goals at 1.11. It often rescues the bet, but it is no guarantee. Leave: NK Varazdin or draw and under 2.5 goals (the signs point different ways); Over 0.5 Goals (no overs on a tight read). Predicted score: NK Varazdin 1-1 NK Lokomotiva Zagreb (13% chance).
PICKSONE LIST
RESULT
NK Varazdin or Under 2.5 GoalsTAKEN DOWNPAGE ONLY
1.17
NKV 4 of 5 (80%) · NKL 6 of 6 (100%)90.8%
NK Varazdin: the bet landed in 4 of 5 at home · NK Lokomotiva Zagreb: the bet landed in 6 of 6 away · both last 10: 83% · H2H 6 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level · the call is NK Varazdin or the draw: a knockout game (Round of 16) with penalties if level, and NK Varazdin are not clear
Double Chance: NK Varazdin or DrawMAININ CODES
1.23
NKV 4 of 5 (80%) · NKL 6 of 6 (100%)85.3%
NK Varazdin unbeaten in 4 of 5 at home · NK Lokomotiva Zagreb failed to win 6 of 6 away · both last 10: 78% · H2H 5 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
NK Varazdin (Draw No Bet)IN CODES
1.30
NKV 3 of 6 (50%) · NKL 5 of 5 (100%)76.4%
NK Varazdin won 3 of 6 (last 10, all venues) (draws left out) · NK Lokomotiva Zagreb lost 5 of 5 away (draws left out) · both last 10: 68% · H2H 3 of 4 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level · won 7, refunded 3, lost 2
NK Varazdin to Win Either Half: YesTAKEN DOWNPAGE ONLY
1.45
NKV 3 of 5 (60%) · NKL 5 of 6 (83%)71.9%
NK Varazdin: the bet landed in 3 of 5 at home · NK Lokomotiva Zagreb: the bet landed in 5 of 6 away · both last 10: 61% · H2H 5 of 6 · on half-time scores · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level · the call is NK Varazdin or the draw: a knockout game (Round of 16) with penalties if level, and NK
NK Varazdin or draw and under 3.5 goalsLEANPAGE ONLY
1.61
NKV 4 of 5 (80%) · NKL 4 of 6 (67%)68.6%
NK Varazdin: the bet landed in 4 of 5 at home · NK Lokomotiva Zagreb: the bet landed in 4 of 6 away · both last 10: 61% · H2H 4 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
NK Varazdin 1UPTAKEN DOWNPAGE ONLY
1.46
NKV 3 of 5 (60%) · NKL 3 of 5 (60%)67.8%
NK Varazdin scored first 3 of last 5, led in 3 · led in 3 of 5 at home · NK Lokomotiva Zagreb trailed in 5 of 6 away · the call is NK Varazdin or the draw: a knockout game (Round of 16) with penalties if level, and NK Varazdin are not clearly stronger (rule 8)
NK Varazdin to WinTAKEN DOWNPAGE ONLY
1.86
NKV 2 of 5 (40%) · NKL 5 of 6 (83%)61.3%
NK Varazdin won 2 of 5 at home · NK Lokomotiva Zagreb lost 5 of 6 away · both last 10: 50% · H2H 3 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level · the call is NK Varazdin or the draw: a knockout game (Round of 16) with penalties if level, and NK Varazdin are not clearly stronger (rule 8)
1X2 - 2UP: NK VarazdinTAKEN DOWNPAGE ONLY
1.76
NKV 2 of 5 (40%) · NKL 2 of 5 (40%)54.4%
NK Varazdin scored first 3 of last 5, led by 2 or won in 2 · led by 2 or won in 2 of 5 at home · NK Lokomotiva Zagreb trailed by 2 or lost in 5 of 6 away · the call is NK Varazdin or the draw: a knockout game (Round of 16) with penalties if level, and NK Varazdin are not clearly stronger (rule 8)
GOALS
Under 5.5 GoalsPAGE ONLY
no price yet
NKV 5 of 5 (100%) · NKL 6 of 6 (100%)95.8%
NK Varazdin: under 5.5 goals in 5 of 5 at home · NK Lokomotiva Zagreb: under 5.5 goals in 6 of 6 away · both last 10: 100% · H2H 5 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
Under 4.5 GoalsBACKUPIN CODES
1.10
NKV 5 of 5 (100%) · NKL 4 of 6 (67%)84.7%
NK Varazdin: under 4.5 goals in 5 of 5 at home · NK Lokomotiva Zagreb: under 4.5 goals in 4 of 6 away · both last 10: 89% · H2H 5 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
Under 3.5 GoalsPAGE ONLY
1.31
NKV 5 of 5 (100%) · NKL 4 of 6 (67%)81.9%
NK Varazdin: under 3.5 goals in 5 of 5 at home · NK Lokomotiva Zagreb: under 3.5 goals in 4 of 6 away · both last 10: 78% · H2H 5 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
Under 2.5 GoalsLEANPAGE ONLY
1.81
NKV 4 of 5 (80%) · NKL 3 of 6 (50%)65.8%
NK Varazdin: under 2.5 goals in 4 of 5 at home · NK Lokomotiva Zagreb: under 2.5 goals in 3 of 6 away · both last 10: 67% · H2H 4 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
NK VARAZDIN GOALS
NK Varazdin Over 0.5 GoalsIN CODES
1.18
NKV 3 of 5 (60%) · NKL 5 of 6 (83%)74.7%
NK Varazdin scored in 3 of 5 at home · NK Lokomotiva Zagreb conceded in 5 of 6 away · both last 10: 72% · H2H 5 of 6 · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
CARDS
Over 3.5 CardsPAGE ONLY
no price yet
NKV 5 of 7 (71%) · NKL 5 of 7 (71%)71.4%
NK Varazdin's games: over 3.5 cards in 5 of 7 (last 10, all venues) · NK Lokomotiva Zagreb's games: over 3.5 cards in 5 of 7 (last 10, all venues) · both last 10: 71% · NK Varazdin: only games against sides at NK Lokomotiva Zagreb's level · NK Lokomotiva Zagreb: only games against sides at NK Varazdin's level
Left off the list: NK Varazdin or draw and under 2.5 goals (the numbers (46%) and the records (59%) are on opposite sides, and nothing settles it); Over 0.5 Goals (no overs on a tight read (rule 10))
SCORELINES
Predicted score
Predicted score 1–112.9%
NK Varazdin goals →
NK Lokomotiva Zagreb goals ↓
0-010%
1-013%
2-010%
3-05%
4-02%
5-00.6%
0-17%
1-113%
2-19%
3-15%
4-12%
5-10.5%
0-24%
1-26%
2-24%
3-22%
4-20.8%
5-20.2%
0-31%
1-32%
2-31%
3-30.6%
4-30.2%
5-30.1%
0-40.2%
1-40.4%
2-40.3%
3-40.1%
4-40.1%
5-40.0%
0-50.0%
1-50.1%
2-50.1%
3-50.0%
4-50.0%
5-50.0%
Every score's chance from both teams' checked games, never cut or rescaled. The lit square is the likeliest score that fits the read (the call and a tight game).
FORM · LAST 10
NK VARAZDINWLWDWDDWLL1.50 PPG
NK LOKOMOTIVA ZAGREBLLLLWDLLWD0.80 PPG
THE NUMBERS
NK VARAZDIN HOMExNK LOKOMOTIVA ZAGREB AWAY
1.30SCORED A GAME0.900.80CONCEDED A GAME1.4060%CLEAN SHEETS30%27%FAILED TO SCORE36%5.14CORNERS A GAME4.141.43CARDS A GAME3.571.35xG1.070.72xG AGAINST1.53
THE BANK
THE BANKER MENU
OVER 1.5 CARDS
–
718 OF 767
NO PRICE YET
The Bank expects 4.5+ cards.
Other bets the bookie sells that won 9 times in 10 or more on games like this one, in each of three spells: 20-24 Oct, 25-29 Oct and 30 Oct-2 Nov. The price is low because the bookie expects it too. A bet with no price yet, or one under 1.09, is not in any code.
THE QUALITY READ
1.67POINTS A GAME1.00+0.67GOAL DIFFERENCE A GAME-0.36+2.4SHOTS FOR MINUS AGAINST-4.71.0LAST 5: POINTS A GAME1.09LEAGUE GAMES11
NK Varazdin: the quality side - more points a game, a better goal difference, more shots than it allows.
NK VARAZDIN 2:0 HANDICAP
–
389 OF 413
NO PRICE YET
Each club's own league games in the Bank: points, goal difference, shots for and against, the last 5. A side ahead on most of them is the quality side; its bets show what they won on games like this from 6 Oct to 2 Nov.
THE BANK'S READ
OVER 1.5 GOALS
59%
NO · 80/83
OVER 2.5 GOALS
32%
NO · 65/78
UNDER 4.5 GOALS
83%
NO · 85/90
NK VARAZDIN OR DRAW
84%
OKAY · 80/85
NK LOKOMOTIVA ZAGREB OR DRAW
42%
NO · 80/85
Each line from both sides' own league games this season, set against their league (9 and 11 games). The two numbers after each read are the line's okay and very good marks.
NK VARAZDINxNK LOKOMOTIVA ZAGREB
5GAMES71.00SCORED A GAME1.000.40CONCEDED A GAME2.001.4GOALS IN THEIR GAMES3.060%OVER 1.5 GOALS71%20%OVER 2.5 GOALS57%20%BOTH SCORE57%4.2CARDS IN THEIR GAMES–9.8CORNERS IN THEIR GAMES–
Each side's own league games in our bank before this game; "Home v Away" is the home side's home games and the away side's away games.
HEAD TO HEAD · LAST 8
NK VARAZDIN 3 · 38%DRAW 3NK LOKOMOTIVA ZAGREB 2 · 25%
5 of 8BOTH TEAMS SCORED
5 of 8OVER 1.5 GOALS
2 of 8OVER 2.5 GOALS
1 of 8OVER 3.5 GOALS
2024-11-23NK Varazdin 1 – 1 NK Lokomotiva Zagreb
2025-02-21NK Varazdin 0 – 1 NK Lokomotiva Zagreb
2025-04-26NK Varazdin 2 – 1 NK Lokomotiva Zagreb
2025-09-20NK Varazdin 0 – 1 NK Lokomotiva Zagreb
2025-12-07NK Varazdin 4 – 2 NK Lokomotiva Zagreb
2026-03-07NK Varazdin 1 – 1 NK Lokomotiva Zagreb
2026-05-09NK Varazdin 1 – 1 NK Lokomotiva Zagreb
2026-10-11NK Varazdin 1 – 0 NK Lokomotiva Zagreb
TRENDS
NK Varazdin have scored in 70% of their games.
NK Lokomotiva Zagreb have scored in 60% of their games.
NK Varazdin kept a clean sheet in 60% of their games.
NK Lokomotiva Zagreb kept a clean sheet in 30% of their games.
BUILT FROM
form · last gameshome / awaygoals for & againstxG & xGAclean sheetshead to headcornerscards